(NC)-To most homeowners, hydronic, under-floor heating is still considered a luxury. However the advantages of wall-mounted and under-floor hydronic heating go beyond esthetics and design.
Hydronic heating systems use water, a much more effective heat-transfer medium than forced air, to distribute warmth throughout your home, so the comfort of toasty toes this winter can come with cost savings.
In addition to lightening the load on your wallet, hydronic heating has benefits when it comes to the environment and your health. According to the Canadian Institute of Plumbing & Heating, a not-for-profit trade association representing Canada's manufacturers and wholesaler-distributers of plumbing and hydronic heating products, here are five reasons hydronic heat may be right for your home:
• Using water as the heat-transfer medium reduces the need to move around air with its dirt, dust, pollutants and allergens it carries, improving indoor air quality when the windows are closed;
• Floor and wall radiant heating delivers consistent and even warming over a greater surface area. This is known as the radiant effect and it allows you to heat your home at a lower thermostat setting, requiring less energy for lower bills;
• The main heating conduit is pipe, which means less duct work. Hydronic heat can be installed almost anywhere, including lower levels, basements, and garages. It can be used in a whole home or simply a new addition;
• Hydronic heating allows you to use your whole living space without the worry of obstructing vents and intakes. And with fewer unsightly grills, hydronic heating contributes to the esthetic appeal of your house;
• Hydronic heating is easy to install and not expensive. More information is available online at www.ciph.com.
(NC)-Young children are fascinated by money. What can I get with this nickel? What's a loonie? Teaching your children the value of money is part of your job as a parent, but knowing where to start can be intimidating.
"Financial literacy is an essential life skill that children need to learn to be successful adults," says Raymond Chun, a senior vice president at TD Canada Trust. "It is never too early for your kids to start learning the value of a dollar."
Chun offers his advice on how to teach young children the value of a loonie:
• What is it? Start by introducing your children to all the coins, including their names, colors and values. Once they master the basics, you can help your child understand the monetary system and practice their math by counting out how many pennies or dimes are in a loonie.
• What can you buy for it? Set up a play grocery store with their toys or take your child to the store to show them what they can buy with one, five and 10 loonies to give them a visual understanding of its value. Depending on their age, you could also use this as an opportunity to explain how a bag of rice can feed a small family for a week, yet it costs the same as a bag of candy.
• How do you get more Loonies? It's important children learn from a young age that money comes from hard work and saving. Consider linking their allowance to age-appropriate chores, like making their bed or putting away their toys, and help them choose a treat that they can start saving for.
Has online social networking replaced your holiday letter to friends and loved ones? Be careful what you share.
You probably don't want everyone to know that you're going away for the holidays, or for how long. But by posting such information online, you may be doing just that – and putting your property at risk.
Here are some tips to make sure you share with care:
• Limit the personal information you share online to only what's necessary. Be careful using your last name, contact information, home address, phone numbers, email address, last names of friends or relatives, age, birth date, or other personal information.
• Check out the privacy and security settings of your social network and use them to control who sees what. Most have default settings which likely provide more access than you'd like. You can adjust settings to the highest possible level to protect your information and control who can see personal details (rather than "everyone" or "friends of friends").
• Be cautious about details in photographs that you post or share. Photographs can reveal a lot of personal information when there are clearly identifiable details such as street signs, licence plates on cars, or the name of a school on clothing.
Protect while you connect. More information is available online at GetCyberSafe.ca.